Five steps to build financial resilience. - September 22, 2025
Between the 22nd and 28th of September is UK Savings Week.
Between the 22nd and 28th of September is UK Savings Week.
New research launched today amongst 223 companies representing 1.3 million employees has revealed that more than half of employers (51%) plan to make changes to their financial wellbeing offerings in the next two years.
43% working-age people (equivalent to 14.6 million) are under-saving for retirement, according to a recent report by the Department for Work and Pensions. In addition, research from WEALTH at work found that in the last year, almost a quarter of UK employees (23%) have had to borrow money from family and friends because of money worries, and almost a fifth have taken on debt (18%).
The journey to retirement, once a relatively straightforward path, has become increasingly complex, particularly since the advent of pension freedoms in 2015. While these freedoms offer unprecedented flexibility, they also introduce challenges, especially concerning how individuals manage their accumulated savings at the point of retirement.
The number of working people who believe they will never be able to afford to retire is on the rise according to research by WEALTH at work.
The beginning of 2025 has brought a sense of uncertainty for many. Developments such as new trade tariffs under Donald Trump and the rise in National Insurance have placed added pressure on businesses, with some facing difficult decisions including the possibility of redundancies.
Recent market turbulence has been unsettling for many, especially those considering investing.
Recent market turbulence has been unsettling for many, especially for those planning to retire.
We are absolutely delighted to announce that we have been named as one of The Sunday Times Best Places to Work 2025 and are proud to have been listed amongst the best ‘Big Organisations in the UK’.
Almost a quarter of UK workers (23%) have had to borrow money from family and friends in the last year because of money worries, and almost a fifth have taken on debt (18%). It seems financial worries have become the new normal. With almost 14.6 million UK adults not coping financially or finding it difficult to cope, many are looking for ways to help ease the strain on their finances.