{"id":631,"date":"2017-04-03T14:25:58","date_gmt":"2017-04-03T14:25:58","guid":{"rendered":"http:\/\/www.wealthatwork.co.uk\/jpm\/?page_id=631"},"modified":"2023-10-23T10:45:24","modified_gmt":"2023-10-23T10:45:24","slug":"the-next-steps","status":"publish","type":"page","link":"https:\/\/www2.wealthatwork.co.uk\/jpm\/the-next-steps\/","title":{"rendered":"The Next Steps"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column]\n\t\t\t<!-- START Next steps REVOLUTION SLIDER 6.6.17 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_8_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:#E9E9E9;padding:0;margin:0px auto;margin-top:20;margin-bottom:40;\">\n\t\t\t\t<rs-module id=\"rev_slider_8_1\" style=\"\" data-version=\"6.6.17\">\n\t\t\t\t\t<rs-slides style=\"overflow: hidden; position: absolute;\">\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-41\" data-title=\"50\/50 - run\" 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'rev_slider_8_1',rl:[1240,1024,778,480],el:[],gw:[1140],gh:[450],type:'standard',justify:'',layout:'fullwidth',mh:\"450\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider81\"]!==undefined) {window.RS_MODULES.modules[\"revslider81\"].once = false;window.revapi8 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<h3>What are the next steps and what could you do now?<\/h3>\n<p>Here are the key steps to achieving your financial goals and some considerations to help you:[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<ol>\n<li><strong>Understand<\/strong><strong> what you want to achieve and when you want to achieve it<\/strong><\/li>\n<\/ol>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Write down your goals and specific timelines for them<\/li>\n<li>Consider what lifestyle you would like in retirement<\/li>\n<li>If relevant, think about your partner\u2019s objectives, especially when they would like to retire<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>Calculate how much it will cost<\/strong><\/li>\n<\/ol>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Consider the cost today and how much the same may cost in the future<\/li>\n<li>Think about inflation and how this may impact some costs differently<\/li>\n<li>When thinking about your retirement income, will you want this to keep pace with inflation?<\/li>\n<li>Think about tax and how you can plan your retirement income in a tax efficient way<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ol start=\"3\">\n<li><strong>Work out how much you already have and how much more you need<\/strong><\/li>\n<\/ol>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Make a list of your assets and liabilities<\/li>\n<li>Obtain State Pension forecasts, take them into account<\/li>\n<li>Where are your current savings and investments?<\/li>\n<li>Can you find a better home for your savings and investments?<\/li>\n<li>Do your current investments fit with your attitude to risk<\/li>\n<li>Calculate how much more money you might need to achieve your goals<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>Make a savings plan to keep you on track for your goals<\/strong><\/li>\n<\/ol>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Work out how much you spend now and how much disposable income you have<\/li>\n<li>Create a savings plan to help you bridge any gaps<\/li>\n<li>Can you get better \u2018deals\u2019 on essentials and reduce your outgoings<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www2.wealthatwork.co.uk\/jpm\/contact-us\/\"><strong>Book your appointment with a Financial Adviser<\/strong><\/a><\/span><\/p>\n<p>Planning your finances thoroughly with a Financial Adviser could not only make your plans more achievable it might also save you money, or make you more money in the long term.<\/p>\n<p>To arrange an appointment with one of our Financial Advisers, please <span style=\"text-decoration: underline;\"><a href=\"http:\/\/www2.wealthatwork.co.uk\/jpm\/contact-us\/\"><strong>click here<\/strong><\/a><\/span> to contact us.[\/vc_column_text][\/vc_column][\/vc_row]\n  <\/div> ","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] What are the next steps and what could you do now? Here are the key steps to achieving your financial goals and some considerations to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width-page-no-title-bar.php","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/pages\/631"}],"collection":[{"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/comments?post=631"}],"version-history":[{"count":7,"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/pages\/631\/revisions"}],"predecessor-version":[{"id":4578,"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/pages\/631\/revisions\/4578"}],"wp:attachment":[{"href":"https:\/\/www2.wealthatwork.co.uk\/jpm\/wp-json\/wp\/v2\/media?parent=631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}